Loan Rates

Loan Rates Current as of September 1, 2023

If you find a lower rate on a vehicle, we will do everything we can to beat their rate!

Your rate may vary from the rates below and will be determined by your credit history.

**APR (Annual Percentage Rate)

Autos, Light Trucks & Passenger Vans
Loan TypeTermFixed Rate APR**
New
Model Years 2024-2022 (mileage 15,000 or less)
Up To 48 Months** 6.75%
49 - 60 Months** 6.75%
61 - 72 Months** 7.00%
Used
Model Years Up to 7 Years Old
Up To 48 Months** 7.25%
49 - 60 Months** 7.25%
61 - 72 Months** 7.75%
Used
Model Years 8-10 Years Old
Up To 48 Months** 9.50%
49 - 60 Months** 9.50%
61 - 72 MonthsContact Loan Officer
Motorcycles, RVs, Boats, Personal Watercraft, Snowmobiles & ATVs
Loan TypeTermFixed Rate APR**
New
Model Years 2024-2022 (If Previously Untitled)
Up To 48 Months** 9.50%
49 - 60 Months** 9.50%
61 - 72 Months** 9.75%
Used
Model Years Up to 7 Years Old
Up To 48 Months** 10.00%
49 - 60 Months** 10.00%
61 - 72 Months** 10.50%
Used
Model Years 8-10 Years Old
Up To 48 Months** 10.50%
49 - 60 Months** 11.50%
61 - 72 MonthsContact Loan Officer
Specialty Funeral Vehicles (Hearse/Limousine/Funeral Vehicles)
Loan TypeTermFixed Rate APR**
New
2024-2022 (mileage 15,000 or less)
Up To 36 Months** 10.00%
37 - 48 Months** 10.00%
49 - 60 Months** 10.00%
61 - 72 Months** 10.50%
Used
Model Years Up to 7 Years Old
Up To 36 Months** 10.50%
37 - 48 Months** 10.50%
49 - 60 Months** 10.50%
61 - 72 Months** 10.75%
Used
Model Years 8-10 Years Old
Up To 36 Months** 11.00%
37 - 48 MonthsContact Loan Officer
49 - 60 MonthsN/A
61 - 72 MonthsN/A
Personal Loans
Loan TypeTermFixed Rate APR**
(Up to $ 20,000)Up To 36 Months10.50%
37 - 60 Months12.50%
Pledged Loans
Loan TypeTermFixed Rate APR**
Share Pledged Loan
(Maximum amount of shares, excluding IRAs)
Shares must remain on deposit until loan is paid in full.4% Above Shares Yield
Share Certificate Pledged Loan
(Minimum $ 500 - up to certificate amount)
Certificate must remain on deposit until loan is paid in full.2% Above Certificate Yield