Membership & Benefits

Join Today!

Simply deposit a minimum of $25 dollars into a Choice Share account to become a member.

How to Join

Call 800-593-5920 to request a Membership Application packet or download a Personal Application or a Business Application.

  • Complete the membership application
  • Attach a copy of your driver’s license
  • Enclose your check for at least $25

Mail to Directors Choice Credit Union

  • 1 South Family Drive, Albany, NY 12205

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or is a beneficial owner of a legal entity account (ie: corporation, limited liability company or a general partnership.)

What does this mean for you?

When you open an account we will ask for information that will allow us to identify you, such as:

  • Name
  • Address
  • Date of birth
  • A copy of your driver’s license

For business accounts, in addition to the above for all account signers, a Certification of Beneficial Owners form will need to be completed.

A minimum balance of $25 must be kept in the Choice Share account in order to maintain your membership status.

Membership Benefits

Directors Choice serves as an alternative to banks by providing basic savings and loan service with an emphasis on high quality member service. Because a credit union’s administrative costs are less than a traditional financial institution’s, DCCU is able to provide the most competitive rates.

We offer a variety of services including:

  • Direct deposit
  • Automatic payroll deductions
  • Electronic transfer of funds
  • Itemized monthly statements
  • Online banking
  • Bill pay
  • Visa debit card