About DCCU

Who We Are

We are a credit union created by funeral directors for the funeral directing industry. Directors Choice Credit Union provides personalized financial services unique to the funeral directing profession.

Membership is open to any member in good standing, whether individual or business, including their employees and family members, of a national, state or local funeral service trade association. Livery companies associated with the funeral service profession and can demonstrate an ongoing business relationship with a member of such an association are also eligible to join.

Additionally, DCCU has been endorsed as a member benefit by the State Funeral Directors Associations in the states listed below. To learn more about each state FDA, please click the links below:

Why Join DCCU?

Our staff is qualified. The founders of DCCU recognized that the funeral directing industry is unique, and therefore deserved to have a financial institution that understood its needs. Our staff is experienced in the financial needs that arise exclusive to the funeral industry.

We will work with you. The advantage of being a small credit union are that we can deliver individualized financial services for every member. We aim to be adaptable and accommodating to best serve your particular financial needs.

Our mission is focused. DCCU is a not-for-profit financial cooperative sponsored by the Funeral Directors Support Services, a wholly-owned subsidiary of the New York State Funeral Directors Association. We exist to provide you with both personal and business services essential for financial opportunity and growth.

Every member is a shareholder. As a member, you will always have a say in how the credit union operates - you are considered an owner and will therefore help direct its operations. You will not only be eligible to vote at the Annual Meeting of Shareholders, but could serve on the Board as well.


I have used Directors Choice from its inception for personal and business banking. Whether it is for savings, checking, certificates of deposit, personal or business loans, the rates can’t be beat and the service provided to me is superb.

Gordon R. Terry, Edmeston, NY.

The dealings that I have had with Directors Choice have been ones of pure joy. Directors Choice has made doing business with them so easy. I would recommend Directors Choice to every funeral director, (both owner and employee) without reservation…they are great!

Patricia Knight Scholl, Syracuse, NY.

Thanks again so much. You were VERY nice to work with. You were always very cordial, kind and prompt. I'm grateful.

Dennis Spilker, Cape May, NJ.

It was a certainly a good day in 2005 when I made that first call to Directors Choice. Membership in the credit union has made my membership in the North Carolina Funeral Directors Association even more valuable. As a financial partner, Directors Choice is extraordinary and professional. Our firm has financed a van, two hearses, and cremation equipment with them. Their rates were better and their service exceptional. They handled my requests by phone, fax, email, or FedEx — and at no additional expense to us.

Stephen D. Cochran, Murphy, NC.

The people at Directors Choice know our funeral business very well. I would have to say that there is no bank in New York that knows our business as well as Directors Choice. I would not hesitate to go back again.

Doug Wilson, Norwich, NY.

Everyone in funeral service should be aware of this wonderful asset, Directors Choice. We have found financing through Directors Choice to be very competitive. Our company has now financed fourteen funeral vehicles with Directors Choice.

George Kranz Jr., Astoria, NY.