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Checking Accounts (Share Drafts)

DCCU offers two unique checking account options serving both business and personal financial needs. With either the Member’s Advantage or the Premier checking account, members may apply for a free VISA Check Card (debit card) to be used at ATMs for cash or at any retail location that accepts VISA as a method of payment.

Member’s Advantage Checking Account – Business Checking - Current Rates»
The ultimate checking account for businesses, local organizations, or non-profit associations. There are no monthly maintenance fees, no minimum balance requirement, no per-check fees, or per-deposit fees. In addition, the credit union does not place holds on check deposits. Funds are available on the day the deposit is received in the credit union.  Free VISA Check Card available with this account.

Premier Checking Account – Personal Checking Account - Current Rates»
Our personal checking account is available to all DCCU members free of charge. A $25 initial deposit is required; however, there is no minimum balance to be maintained and no per-check fees.  Free VISA Check Card available with this account.  Direct deposit from your payroll check is available with the Premier checking account.

In addition, an overdraft line-of-credit may be linked to DCCU’s Premier checking account, if credit qualified. This enhancement provides you with overdraft protection or loans up to your approved limit. You can easily access funds by writing a check or requesting a withdrawal.
"This credit union is federally insured by the National Credit Union Administration."