DCCU offers competitive retirement account options to meet your retirement needs. Individual Retirement Accounts have predefined contribution and distribution rules and guidelines governing their use, so be sure to consult with your tax advisor to select the right option to suit your needs.

Traditional IRA

The tax-deferred earnings and tax-deductible contributions make this a very popular retirement plan. Choose 12 to 60-month share certificates at competitive rates.

Roth IRA

Unlike the Traditional IRA, contributions to the Roth are not tax-deductible. Withdrawals and dividends are tax-free as long as the established guidelines of the plan are followed. Choose 12 to 60-month share certificates at competitive rates.